Why are reverse mergers often the victims of short sellers

There is a great deal of abuse going on in the OTC Bulletin Board Market and a lot of money is being made as result of it. Regulators are trying to deal with the problem but are unable to put a halt to it, unless they take drastic steps which will be detrimental to the small and micro-cap market.

The small and micro-cap market is an essential part in bringing small and mid-size companies public through Reverse merger and Regulation D (504) offering, these are the two most popular methods used by small and mid-size companies to go public.

This two avenues are prefer by small and mid size companies because they simpler and less expensive than the traditional IPO, It can be refer to as a simplified fast track method by which a private company can become a public company.

I described the process in detail how small and mid-size companies can go public in previous articles, if you miss them, you can email me and I will be happy to explain it.

I have over 25 years of experience in the securities industry as market maker and trader. In my own brokerage firm and with a couple of the largest wholesalers in Wall Street. I believe my experience qualify me to write on the subject with clarity and honesty from a birds eye view.

I believe in short selling as a legitimate way of providing liquidity to the market as an essential part market making, that is not what I am referring to.

A short position is established when somebody sells a stock they do not own hoping to be able to buy it bac at a later day for a lower price.

There are several reasons why selling short the stock of companies that have gone public through a reverse merger is profitable and easy, I will identify them and suggest ways that this can be stopped once all for all without affecting the legitimate short seller who are willing to sell and bear the risks associated with carrying a short position. Reason number one (1). Corporate shells, in order for an operating private company to go public in a Reverse merger it must merger with a public shell. A public shell is what remains when a public company is bankrupt or liquidated, also some shell are created as Blank Check companies,

A Blank Check company has shareholder and maybe some cash in its books but nothing else, they are created by enterprising entrepreneurs for the sole purpose of merging an operating private company into it.

What happens is that when the shell owner sell the shell to the private company he retains 5-15% of the shares for himself, on top of collecting any where upward of $500,000.00 for himself. And even if he signed and agreement not to sell for a year, most of these people can not be trusted and will at some point dump the stock or have somebody create a short position in their behalf.

Solution: The shell owner must be made to sell the entire position and be content with the money, which in most cases represents an enormous profit. I don’t have anything against anybody making a lot of money, I am all for it because I also stand to make a lot of money, I am against the way they do it.

(2). The shareholder base: In order for a company be listed on the NASDAQ Small-Cap market or the OTC Bulletin Board it must have a specified number of shareholders to qualify for listing.

(2A). Improper due diligence: Prior to purchasing a shell the private company along with the consultant that they retain to assist them in the Reverse merger should do a complete review of the shareholder list. some of those shareholder may have excessive number of shares and the true beneficial owner may be the shell owner or the consultant himself, there are a lot of smooth talking wolves posing as consultant who are operating in conjunction with the shell owner.

Solution: First run the consultant’s named and his previous employer through google and see if he has been convicted of any securities related crimes and has been barred from participating in any stock related transactions. Second write the regulator and request that consultants be required to have a website with their name on it, most of this unscrupulous character operate in a stealth manner so that regulators can’t detect their activities.

Petition the Securities and Exchange commission requesting a reduction in the number of shareholders require for listing, and if a shell has too many shares outstanding don’t buy it!

(3), Market Makers: Market makers in OTC Bulletin Board Securities are permitted to maintain a short position in securities that they are acting as market makers, but what some trader do is they register for a stock and go out sell stock on the bid (the price other market makers are willing to pay) and immediately cease to make a market in the stock and keep the short position.

Technically when a trader does this, he is circumventing the intent of the rule which allows market makers to short a stock in his role as a market maker.

Solution: Require traders to remain acting as market makers until they purchase the stock back, also regulators must make clearing agent to enforce the rules concerning the delivery of the securities on settlement or execute a buy in (buy the stock back and charge the seller) if the seller fails to deliver the stock within the prescribed period of time.

I believe that these reforms will go a long way in altering the climate for participant in Reverse merger, and in removing the vultures the prey on unsophisticated business owner from the market place.

But until the regulators act the responsibility is on the business owner to perform the proper research, if I sound like a crusader maybe that is because the industry has been good to me and I hate to see the vultures taking it over.

For additional information please visit:

genesiscorporateadvisors. com

Holiday enjoyment on a cruise

You cannot expect to go out on cruising daily and in fact this rare experience you may not have more than once in your life. One thing is certain however that if you go on several cruises no one will be like the other, variations will be there on each-the boat, the destination, the adventures and the activities. You cannot allow those precious moments even to fade away in your memory. For keeping those rare times intact in your mind some tested steps you will learn about now.

Cruise travels open out mines of rare experiences

You are conscious of course that it would appear awkward for you to take snaps like a tourist before the onlookers' eyes. Never bother about such uneasiness since the others there do not bother about such feeling. Everyone present is a tourist after all while each carries a camera in his bag and is waiting only for an opportune moment to snap. When you will view the pictures later their presence in those will make you happy. In some of those the crews in their characteristic uniforms and possibly the captain himself would be present as the special attractions. Ask them politely when they are not so busy for permission to take their pictures and surely they will smilingly give consent and your collection will thus be enriched. Do away your uneasiness with taking snaps and discover some fun too in it quite often. Think once how your friends will enjoy seeing a picture in which you are catching unaware a companion on the ship with a show of pushing him down! Come forward to create situations you would prefer for your snaps that you will never forget-some may be romantic, some funny, and some silly even.

Holiday means enjoyment if you go out on cruising

A scrapbook or a memory box too can be nice enough. Save to your maximum ability since that is the secret for their personal value in real sense of the term. When you will retrieve from your memory box so many apparently trivial things of the cruising period after many years, you will appreciate their true values and thank god that they had not gone in permanent hiding inside your memory storage. The details on room reservation will help you recapitulate later what were the special amenities you had enjoyed and if you collect a copy of the menu from the waiter you will regain memories of the cruise ship's first dinner. Your loss of $50 in bingo on a fateful evening will be a sweet memory as you look at the casino slip after many years.

Vacation cruising means funs too so do not let memories fade away.

During the cruise you will spend a nice time no doubt but be careful not to allow those sweet and valuable memories go unrecorded. There will be plenty of incidents worth remembering and therefore except in case of extreme urgency you need not venture on stealing another person's soap!

Details of the citi upromise card application

The Citi Upromise Card, issued by Citibank, is intended for use by those who have very good credit and want to take advantage of its built-in college savings reward program. Enrollment in the Upromise program allows cardholders to earn a 10% rebate on select purchases. With over 7,000 grocery and drugstore items, a 2% rebate on gasoline purchased at Exxon and Mobil, and a 1% rebate on other purchases, your account can quickly build up a nice college fund for the future.

The card has an introductory interest rate of 0% that also applies to any balance transfers and has no annual fee. The introductory rate is good for one year, and is followed by a variable rate of 11.99% on purchases, and a minimum of 19.9% on cash advances. Balance transfers requested after the introductory period are subject to a 3% charge with a minimum of $5 and maximum of $75. Other benefits of the Citi Upromise card include travel accident insurance up to $1000,000, auto rental insurance, and other services related to travel and emergency assistance. It also offers student discounts on selected products and services through participating merchants and retailers.

Participants in the rewards program can expect to receive between 1% and 10% in rebates with a maximum annual rebate of $300 on grocery and drug store items. Gasoline purchases are unlimited. Some of the other extra that a cardholder receives with this card include:

• Access to your account online

• Solutions to identity theft

• Protection from fraud

• Automatic payment of your bill

• A year end financial statement if requested

• No cardholder liability for unauthorized transactions

• Your photo on the card (optional)

• Travel and accident insurance up to $1,000,000

• Insurance for car rental

• Emergency assistance and travel services

• Medical and legal referral services

• Assistance with lost baggage

• Replacement of lost cash

• Emergency replacement of your card

• Reporting of lost and stolen cards

• Auto rental discounts

• Student discounts at participating merchants and retailers

With the rewards program connected to this card, the minor disadvantages are but an inconvenience. What better way to save for college than by using your credit card? It’s simple, convenient, and it doesn’t have an annual fee.

Ibiza and its night life

Ibiza is famous around the world due to its amazing night life, although it offers several other things as well. This island is one of the most visited ones in the group of the Balearic Islands in Spain, and maybe the one which attracts the highest amount of young people as well.

From June to endings of October, Ibiza's night life, as well as the rest of the attractions in the island, is at its best moment due to the fact that it is when the highest among of tourists arrive. This way, if you wish to meet the island when all pubs, discos, cafes, bars, restaurants, and all other spots are open, you should chose a date between those months.

Before planning a trip to Ibiza, it is important to consider the fact that during August, this island receives a great amount of tourists due to what prices tend to rise and it might be very difficult to find a hotel room available. This way, it is very recommendable to make sure of counting on a hotel room before arriving or trying to visit the island once it becomes less crowded.

There are several methods of transportation available for tourists in Ibiza. This island counts on an important amount of taxis as well as buses in such a way that going from one point to another should not be a problem. There also are several car rentals for those visitors who wish to rent a car, and in such case it is recommendable to make sure there will be one available at the time of visiting the town, especially if it will be during August.

Besides its night life, Ibiza also offers many other activities suitable for visitors of all ages and preferences. One of the main activities which attract visitors to this spot is going to its beaches. This island's beaches are extremely beautiful and allow tourists to relax, sun bath, swim, dive, and surf among many others. Besides this, those visitors who enjoy sports would be able to choose from a wide range as well since Ibiza allows them to practice biking, tennis, golf, and karts among others.

Google updates upgrades penalties and filters

My site dropped from no.1 spot to nowhere. Google tech people replied to my email telling me I must have hidden text or used some kind of 'illegal technique'! Why don't they just admit it's their mistake?

Standard reply

It's a standard reply, nothing else. I would imagine that 9 times out of ten when Google get an email about a site that has dropped into oblivion it has something to do with using techniques that go against their webmaster guidelines. It may not be the case with you but from their perspective I should think it a reasonable reply in the circumstances.

There seems to be some confusion about 'penalty'

A 'penalty' is applied to sites using tricks and sneaky stuff to boost their rankings in Google. A good recent example would be BMW who were using one page for the search engines and another for the web visitor. Since this was contrary to Google's guidelines, BMW were removed from the index entirely -- they were penalised ( mattcutts. com/blog/ramping-up-on-international-webspam/).

Filtered

Another type of 'penalty' although it really is a purely an algorithm filter, is a webmaster using things like hidden text or keyword-stuffing, for example. This gets aggressively filtered (assuming the site is not removed from the index) by the application of the filter(s) which then causes the site to drop down the search engine rankings. It may seem like a penalty but it is the result of filtering, not penalty.

Penalty is different from 'ignoring' links

When links are ignored, there is no penalty being applied, the links simply don't count. The site itself is not penalised, it is merely the case that some of the links into that site are not counted. This measure not only filters out link farms and spam techniques but also prevents a competitor from acting against another site by spamming in order to attempt to incur aggressive filtering.

Google does not owe you a living

Google does not owe any webmaster a living! I must mention this as many webmasters seem to forget at times, that it is up to them to keep their sites filled with visitors, not Google, or for that matter, any search engine.

If Google are busy with rebuilding their infrastructure, their database, their spiders, their algorithms or for that matter, the breakfast bar at Googleplex, and it adversely affects your website, then it's just too bad!

Complaining to Google that your website isn't at the #1 spot any more is like complaining to the bestseller booklist that you should still be at the top of the bestseller list even though your book isn't selling as well! If your site no longer meets the current market requirements then you need a new product. The market isn't going to change to suit you.

Panic, Florida and Big Daddy

Now is definitely NOT the time to panic. Google are upgrading. Things will be all over the place for a while yet. If you take drastic measures for what was up until recently a highly placed site, you run the risk of completely ruining your placements.

During the infamous 'Florida update', many webmasters panicked and began changing, tweaking and altering things that had no bearing on their ultimate placement. However, thanks to the 'adjustments' made in haste, they did manage to bring problems on themselves that took months to recover from once the dust had settled and everyone had a much better understanding of what had occurred.

Steady at the wheel, Captain!

Running out of batteries

We are more overworked today than ever before despite the rapid advances in technology that supposedly makes our lives easier. The need to earn more in order to maintain a comfortable standard of living has driven more of us to join the rat race, and this necessity is further aggravated by the stresses put on us by our personal lives and problems we encounter at work. Without proper care, the combination of overwork, fatigue and stress will take a toll on our bodies and it will drive us to our breaking point.

Fatigue affects both the physical and mental performance of a person. Because of our hectic lifestyles fatigue can affect the quality of life, productivity and safety. When we reach our breaking point, exhaustion can cause health problems such as high blood pressure, cardiac failure and in some cases even aggravate preexisting conditions. Extensive research has also shown that fatigue can bring deeply rooted negative emotions to surface, causing any number of psychological conditions including depression and other anxiety disorders.

A person who is suffering from excessive fatigue appears to have unusually slow reflexes and/or reduced motor functions. It can also impede their ability to think, react and make decisions, making it especially dangerous for people that with jobs that rely heavily on those functions. Fatigue can double the risk factor for workplace accidents to occur. In order to prevent this, many companies have begun educating their employees about the effects of exhaustion on the human body and teaching them to recognize the symptoms in themselves and in co-workers so help can be sought as soon as possible.

Fatigue can cause a range of emotional, physical, and mental symptoms, as listed below:

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Having trouble getting up in the morning

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Feeling run down

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Muscle spasms

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Mood swings and/or irritability

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Loss of appetite or extreme hunger

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Sore or aching muscles

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Low motivation

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Tired for no reason at all

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Slow or unable to bounce back from an illness

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Decreased libido

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Dizziness

There are some lifestyle choices we make that can add up and cause a general feeling of fatigue. Among these are:

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Too much or lack of sleep - We need about eight hours of sleep per night but sleeping more than 11 hours a day can lead to excessive daytime sleepiness.

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Lack of exercise - Endorphins, the body's feel good hormone, increase with regular exercise. This can induce a feeling of wellbeing and health, boosting energy levels and decreasing stress.

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Sleep disturbances - A sleep disturbances may occur if you live in a very noisy neighborhood, having a snoring partner, or are afflicted with any type of sleep disorder.

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Having a poor diet – Our bodies need to digest a certain amount of nutrients to maintain good health. In fact, vitamin deficiencies can be the root cause of specific illnesses like rickets.

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Illness and Injuries - A compromised immune system can cause fatigue.

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Shifting Schedule – Constant disruption of our “body clock” causes sleep disorders and heightens stress levels. Sleeping during the daytime can be difficult because of the person's brain chemicals called neurotransmitters are naturally set to “waking” mode.

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Workplace Stress - Stress brought on by hard labor, rotating shifts, too hot or too cold working conditions and make you sick.

You can free yourself from fatigue by following these useful tips:

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Strike a balance between work, play and rest.

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Exercise and eat right. Limit your consumption of fast food and foods high in salt or sugar.

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Organize your life and make plans.

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Prioritize. Putting too much emphasis on little details is not only a waste of time but can also increase your stress levels.

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Pamper yourself.

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Try to relax. Practice relaxation techniques that can ease your tension and anxiety.

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Don't set unattainable goals. Failing to reach unrealistic standards will only add to your stress levels.

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Conserve your energy as much as possible. Doing unnecessary tasks will only tire you out.

Most importantly, seek medical advice. Ignoring the warning signs will only make your conditions worsen as time passes. Your doctor will be able to prescribe the best possible remedy to combat fatigue, and ensure that it is not just a symptom of some other illness that you are not aware of. Remember that taking care of your body will help you lead a productive and happy life.

Rc toys as gifts

The holidays is fast approaching and this year, what have you prepared for your loved ones? Or, have you prepared anything at all? A great gift idea for your boys or your boyfriend this coming holidays is a toy. Yes, you read it right - a toy. But it isn't just some fancy toy that can easily break or the type that doesn't guaranty absolute fun. If you are up to the idea of making your loved one happy while giving them something they can take full responsibility over; why not give them a RC car?

Any model of RC toy is fine. In fact, aside from the RC car, there are also other RC models such as trucks, boats, planes and buggies that may appeal to the interest of the person who will receive your gift. What else is good about choosing a remote-controlled toy is that you can choose the color and the entire look of the model you have want. This usually applies to the RTR models or also known as the models that are ready-to-run. These are great for beginners as well since there's no need for additional tweaking.

If you think that the receiver of the gift is going to enjoy assembling or tweaking the parts of a RC car (or whatever model you have chosen); go ahead and by the customizable one. The only step that is needed when you prefer the model which needs assembling is whether there is a need for you to buy the radio control system separately.

Other things that are important when buying RC vehicles as gifts is the location where the owner is going to run it. Is it going to be a rocky surface? A lawn? Or is it going to be a flat and cemented surface? Make sure that the model you buy is also going to suit the surface it's going to run on to avoid immediate damage.

Above all, it's the thought that counts together with your gift. Be there by the time you give your gift and enjoy it together.

Confused about what model and type of brand you want to get for your little boy? When you are a RC hobbyist, you would know the best things that will suffice in keeping and maintaining a RC car or toy. But not everyone is familiar with the specifications of a RC car, truck, plane or buggy. If you are not, don't be surprised to get an envy face from your partner because one fact about RC toys is that, it is addicting to little boys, which also brings the same level of delight to adult boys.

Which reference should you use so you can decide what RC type is appropriate for the person whom you will give it to? You can take advantage of online websites that are purely concentrated on RC toys. You may get a very broad review of the features and specifications of RC vehicles in general. But, a good way to start your search is for you to list down the things that you would like to get. Once you have found the model or type that has your specifications, then you can next check for the price.

Keep an eye for online websites which may recommend RC models which have already been paid for. A second look of the important things that you really need can be found on online reviews. Websites that conduct reviews for different products are those that are already tested and proven and usually getting positive feedback from experts and long-term hobbyists.

If the purpose of buying a RC car, truck, boat, plane or buggy is for leisure only, you may opt for the assembled ones. Choosing your desired color is also possible. There is no need to choose the gas-powered RC vehicles if you think that your kid or your partner doesn't have any intentions in doing so. If ever racing becomes a possibility in the future, that's the time you may accept ideas of upgrading or customizing the purchased RC vehicle to suit racing capacity. But for now, enjoy the experience of running a RC car with your loved one.

Traveling in style

A few months ago, I decided I was overdue for a proper vacation. The last time I had been away for any length of time was five years ago. After my first year of university, my parents generously sponsored me to go on a European tour. I visited eight countries in fourteen days, and slept in youth hostels the entire time. The only luggage I brought with me was my trusty backpack. Following the advice of some more seasoned travelers, I sewed a Canadian flag on my backpack. Everyone loves Canadians, eh!

This trip was to be somewhat different. I have decided to go back to Europe, but this time I will be traveling in style. I am planning to take a first-class flight into London, and I am in dire need of some first-class luggage. Luggage is such a difficult thing to shop for. It is one of those things that will not be used often enough to justify any great expense, but to purchase cheap luggage would be a complete waste of time and money. I decided to get together with the friends I will be going away with, for an afternoon of good old American shopping.

We spent the afternoon going from department store to big-box store to specialty store and back again. I finally narrowed my choices down to three potential sets of luggage; American Tourister, Briggs & Riley, and Zero Halliburton. They each have certain appealing aspects, and they are all reasonably priced. I read somewhere that American Tourister luggage has one of the best warranties in the industry. Briggs & Riley have been manufacturing quality products since 1993, and they also offer an extensive warranty. Zero Halliburton is, well…..Zero Halliburton.

Once I thought about it for a little while, I realized that the Zero Halliburton suitcase was the one for me. I'll admit that I am actually in love with this luggage. If James Bond were transporting a suitcase filled with priceless gems, he would use a Zero Halliburton. I ended up purchasing a 26-inch Suiter for the slightly bloated price of $900.00. It is constructed from a wonderful brushed aluminum that looks like it would withstand an explosion, much less the baggage handlers at Heathrow. I will be bringing my prized collection of designer purses with me, so I can rest easy that they will be well protected in my awesome new suitcase. Do you think I should put a Canadian flag on it?

Golf training aids

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Golf training aids can often give you that little extra help to improve your game of golf. They are available for every aspect of the game - your swing, putting, aim, grip - even measuring the slope of a green. There's quite an array of golf aids out there with varying degrees of usefulness. Here's a small list of available golfing training aids to give you an idea of what to look for, starting with golf aids for the swing. They're not arranged in any order of importance.

1. The Swing Hat is composed of a microchip incorporated inside a comfortable golfing cap with earphones. Instant audio feedback is relayed to you about your spine angle, and the tempo of your stroke. It has an adjustable metronome and motion sensor. It is designed to help you improve while you are performing the swing or putt.

It's concept is based on the two basic principles of a good golf swing. First, that your spine angle remains constant, and second, using your own personal "tempo", which can be found by experimentation.

2. The Swing Analyzer is a portable device packed in a holster. It aims to help you maintain control of lateral rotation, and rotation of your trailing hip. It lights up, vibrates and beeps every time you are not swinging correctly! It can be usd to monitor your putting strokes as well.

3. The Swing Glove. This golf training aid helps develop a feel for proper wrist and hinge movement. The glove extends up beyond the wrist and has a swivelling aluminium rivet sewn inside which eliminates wrist cupping and loopy swings. It forces the hand to remain in the correct plane throughout the entire stroke. After several uses one gets the 'feel' of a proper hand and wrist action.

4. The Impact Ball again provides its user with the feeling of the best stroke to increase distance, keeping the club face square. Other methods teach you to memorise the mechanics, and this is often an unnecessary distraction. The method takes the focus away from the ball, and concentrates on the body and golf club working together. The large ball-like device, fits between the forearms and prevents those "flying elbows", "ckicken wings", scoops and slices. There are two sizes, one for men, the other for women.

5. The Leader Board Swing Trainer lets you feel correct balance, and helps achieve proper timing in the swing. It consists of three pads covered in artificial grass. One is the "hitting pad" on which the ball is placed. The right foot is placed on the second pad which sits atop two rails, and slips backwards and forwards as the stroke is made. The third pad is for the left foot and remains stationary.

The device teaches the user to put less weight on the back foot. Drills are suggested which target the components of the swing, and train the body to move in the proper sequence. Power cords are also available for resistance training to develop the muscles used in the swing.

6. Putting Greens and Putting Mats come in many shapes and sizes, with slopes and measuring rods. A few incorporate an auto return ball feature and other gizmos. They all help with alignment to give a straight stroke path, and a feel for slopes up or down.

7. Putting Glasses have markings on the lenses to align the golf ball, the feet, body posture and also align the track and distance to the hole. The idea is based on right or left eye dominance.

8. Forward Facing Putter. The golfer faces the hole with feet pointing to the target, and the putter is held by the side of the golfer and pushed forward. The motion is rather like that of croquet. Apparantly it is easier to read the green, and the stroke is said to be more natural.

9. Green Readers locate the slope, and the angle of that slope. Modern instruments provide an instant readout. They give a good indication of how much to adjust your stroke for uphill or downhill putts. It is against the rules to use them in actual competitions, but it is quite legitimate to use them in practice rounds on the same greens before the competition.

10. Practice Nets come in all sizes from mini ones to large cages 10' X 10' X 10'. Some have a target at the end, and others have an auto return device for the ball. They need a baffler if regular golf balls are used to practice.

11. Speed Sticks help you to hit the ball further by increasing the speed of your swing. The faster you swing the club, the further the ball will go. You simply swing the stick and read the indicator, then set it to zero again. They can be used indoors and outdoors. A "speed gauge", calibrated in miles per hour, tells you what the speed is. No guesswork, and you can track your progress.

12. A Thumb Caddie keeps your golf grip consistent throughout your wing to give straighter and longer shots. It keeps your hands in the proper position, eliminating hooks and slices. The device slips onto any club.

There are numerous other devices available which should not be too difficulkt to find, but the old addage, "Practice, practice, practice" still holds good. Golf training aids are after all only "aids".

Top tips to improve your golf game quickly

Playing golf is all about the swing. If you have the right swing you will develop an excellent golf game. If your swing lacks strength and purpose your golf game will to suffer. Unfortunately, this is an inescapable fact of playing golf. Learning how to swing your golf club is not just an extremely important factor in improving your golf game, it is also the hardest factor.

The great majority of new golfers out there find they can not just pick up a golf club and start swinging like a pro. For most new golfers the golf club is going to feel a bit awkward at first and developing the proper swing is going to take some time. Your hands need to work as one when you are gripping your golf club. You will be playing at your best when your hands are working together to bring about an accurate and smooth swing. There are a number of ways to grip a golf club but you should always remember to keep your hands working together as one and you will find yourself developing a much-improved golf game.

Have you considered the type of grip you are working with and how much grip you are applying in your golf game? It's a common mistake to hold your golf club too tight as this diminishes the power that you should be developing in your golf game. A lighter grip will give you much more flexibility and accuracy without sacrificing power. That's not to say that your grip should be so loose that you will let the club fly out of your hands following a determined drive but you need to have some flexibility in your wrists during the swing. Your wrists are a fantastic source of power in your swing and this can be put to good use by any golfer.

Having a lighter grip will improve your golf game in other ways as well. For example you will have more club face rotation, which gives you a much better chance of squaring the club. This is an essential aspect of a good golf game so bear this in mind the next time you are taking a shot.

I recommend a mid-range grip as this will give you the best immediate results if you are searching for a way to quickly improve your golf game. This strategy also gives you the most versatility and a high degree of flexibility. Learning to change your grip is a simple and easy technique which will allow you to play a better golf game without having to spend more money trying to find a quick fix in new clubs or other golf accessories.

Improve your body and watch your swing transform

Improve your body to maximize your swing. This may sound like an oxymoron, but I can speak for over 10,000 golfers worldwide who have done it. Through my online golf performance membership site, dvds and books, I’ve heard back from over 10,000 golfers the past 6 years who have seen dramatic improvements in the their swing and game.

I have been preaching the theory of “improve your body, to improve your swing” for over 10 years now…and golfers from all over the world are finally believing it!

Turn on the television while a professional tournament is on and you’ll hear the commentator mentioned golf fitness within 5 minutes. All the pros are doing it, so why wouldn’t you?

Your body dictates your golfing ability! Period! Try to prove me wrong.

This may sound like a bold statement, but a physically limited body will have no chance at optimal swing mechanics that are repeatable for 18 holes. How many times have you been paired up with a senior golfer who couldn’t make a full backswing; or stay in his golf swing?

It’s a rampant problem!

As golfers get older, their body’s decline rapidly. With this decline in both strength and flexibility comes a huge loss of distance with all the clubs; and a game that gets more inconsistent the more you play it.

I can guarantee you 100% that if you improve your body, your swing will take care of itself. No more band aid swing fixes. No more gimmicky training aids. And not as many lessons are needed to see dramatic improvement in your swing.

Your power and consistency will be the most notable improvement by improving your body and your swing.

I’m not talking about hours a day in a sweaty gym!

I’m talking about 30-40 minutes 2-3 times a week in your home, with minimal equipment.

That’s it!

Nothing more, nothing less!

So don’t hesitate! Improve your body and your swing will be awesome!

Cave hiking basics what you should know about safe hiking

Cave hiking is considered to be an extreme sport in some circles. However, extreme sport tends to mean that the people who participate have little regard for safety and that is not true with cave hiking. Cave hiking is a recreational sport that is quite challenging and requires skills of varying levels depending on the type of cave you’re exploring.

When you go cave hiking, you need equipment to help you navigate the cave. The sport is physically demanding but fun and rewarding. It is similar to mountain climbing and diving in terms of the physical demand required and the rush you get from accomplishing it. Throughout the world there are many caves that you can explore, especially in the larger countries like the United States.

While cave hiking is not extremely popular, the athletes that do participate in the sport find it quite exciting and different from other sports. There are thousands of caves that can be explored and there are still many that have not yet been explored. If you are new to cave hiking, you should hire a guide to go with you to make sure that you have a safe trip that is enjoyable – the trip stops being fun when you are trapped in a cave and you don’t have the right equipment.

Safety is paramount in cave hiking and there is equipment you need:

LED lights: When you are cave hiking, you should have a few different light sources to help you see in the dark caves. Ideally, you will have a LED headlamp, which is a popular choice of equipment with cave hikers. LED headlamps offer you a light source without needing to use your hands. It points in the direction your head is pointed, which is usually where you are headed and need light the most. You will also want to have a LED flashlight with you to shine into other spaces, tight spaces or into a different direction. LED lanterns offer a lot of light and are great for lighting up an entire cave. You will want to use LED lights because they offer you a longer battery life and longer bulb life. LED lights are the most recommended lights for caving. Always have two light sources with you when cave hiking for extra safety.

Knife: You will need to carry some type of survival knife with you as well while you are cave hiking, such as a Swiss Army knife or hunting knife. A survival knife is paramount in case you need to cut ropes or vines, etc. while in the cave. It also may be needed if you have to mark your direction in the ground or rock.

Other equipment: Items like ropes, helmets, carabineers, hiking boots, water and food are additional items you will want to carry with you when cave hiking. It is best to check with a guide or take a course with a guide on what is the appropriate equipment and attire for the particular area you will be hiking. Don’t cave hike on your own until you have done so with a proper guide.

Always remember – safety first. Tell someone that you are going hiking, when you are entering the cave, where it is located and when you expect to return. This is to ensure that if something goes wrong and you don’t return on time, someone knows where to begin the search. Always ensure that if you are new to the area or new to the cave that you take a guide with you who is experienced in that area and cave. This will ensure that you are safe throughout the hike and that you have fun.

~Ben Anton, 2007

Adjustable rate mortgages- time bombs ticking

Over the last few years, thousands and thousands of homeowners have financed or refinanced their homes with ARM's, Adjustable Rate Mortgages.

ARM's are mortgages that are tied in to lower interest rates in the beginning so that many homeowners can afford their monthly payments. As long as interest rates stay even or go lower, the home owner is fine. The danger comes when interest rates start to rise. Monthly payments can go up hundreds of dollars when the interest rate/payment terms come into effect.

That danger is now. Interest rates have been going up as The Federal Reserve has raised rates for the 15th time in the last two years. And, it doesn't look like rates are going to stop going higher anytime soon. As these mortgages reset to higher rates and payments, many of these ARM homeowners are going to be in a financial bind. Many may even lose their homes.

According to the Mortgage Bankers Association at the end of 2005, some states such as Michigan, Missouri, Tennessee and Alabama have as many as 20% of the ARM homeowners behind by thirty days or more. Foreclosure proceedings usually start when a homeowner is ninety days late. Hopefully, these homeowners will get refinanced before it is too late.

If you have an ARM, you should look at your finances to be sure you will remain solvent in these upcoming times. How high can your monthly house payment go? Will you be able to afford it? Talk to a financial adviser and determine if refinancing to a fixed rate is the best way for you to go. I believe locking in a fixed rate is the safest decision you could make at this moment in time.

There are many mortgage companies that will look to provide refinancing options for you. Unfortunately, many of these companies may be much more stringent in regards to your credit worthiness. That is, it may be much harder to borrow that money now than when you initially purchased your first or second mortgage. You will never know unless you try … and the clock is ticking.

Abn amro mortgage - a dependable company for your mortgage needs

If you are planning to take on a mortgage, you should seriously consider the ABN AMRO Mortgage Group. The company has the dependability you need and a global track record that is hard to beat.

ABN AMRO Mortgage Group, originates and services prime residential mortgage loans in the United States. It is a major player in the business, with 1.5 million clients. Indeed, ABN AMRO Mortgage is able to service all your mortgage needs, from origination to closing and servicing, assuring you of long-term service throughout the life of the mortgage.

ABN AMRO Mortgage - Knowing the Company

While some may prefer the personal touch of a local lender, there are considerable risks involved, especially if the home-grown company is not stable enough to ensure that they are there for as long as you need them. This is very dangerous as unexpected events might cause a lot of unnecessary trouble for you and your family. If they pass on your mortgage to another company, that is already beyond your control.

Thus, it is still better to go for a company with multi-billion assets handling thousands of mortgages but with the capability to focus on your individual, unique needs as if, you are the only client they have in the world. ABN AMRO Mortgage is that company.

Being an international company, ABN AMRO Mortgage's assets are not linked to US investments or interests rates alone. Therefore, compared to lenders of smaller size, more services can be offered.

ABN AMRO Mortgage - Points of Consideration

When planning to take on a mortgage, there are several factors that have to be carefully considered. They are credit worthiness, age, interest rates, payment schedules, and other important details. ABN AMRO is able to give you mortgage services that fit your specific situation.

For example, ABN AMRO Mortgage is able to offer you its popular reverse mortgage option. With this option, clients who are over the age of sixty can borrow with zero monthly payments using the whole value of their homes. This is because payments can be deferred till they sell the property. This is fantastic for older people as most of them no longer have an income and will have trouble meeting monthly payments. It is a marvel for the company to be able to respond to the needs of their clients through the reverse mortgage option. This is a time when medical bills are rising and failing health takes its toll on life savings.

Moreover, since most real estate increase in value rather than lose value, the reverse mortgage option is one of the better investments they can make for their futures, both for the buyer and the bank.

So, if we talk of your home-buying needs whether through traditional fixed rate loans or innovative products as the reverse mortgage loan, be sure to go to ABN AMRO Mortgage - a company you can trust to look after you. ABN AMRO Mortgage, your partner in building a stable future for you and your family.

Website monitoring what you need to know

Throughout the development of your website, you knew what you wanted and how you wanted it all to work. But, now that it is up and running you need website monitoring to help you to continue providing excellent service to your visitors. While this may seem hard and time consuming, there are many benefits to basic website monitoring. The more advanced, well, the better your opportunities are for impressing the elusive visitor or customer that finds you on the web. Website monitoring can help you benefit greatly from every aspect of your organization.

So, what will website monitoring tell you? First and foremost, knowing that visitors are coming to your website is a great thing. But, you should know where they plan to go once they land there. For example, if you take the time to find out which area they head to, you can better prepare your website so that the traffic is targeted. Do you have a banner ad that you really want them to click on? Finding out which area works the best for that ad can be done by simply using website monitoring solutions. Or, if you are like most, the traffic pattern of your visitors is important. Getting them to click through and make that purchase is the goal, but knowing what triggers their reaction the best is the key. Website monitoring can help you with these basic elements or many others as well.

Website monitoring is capable of much more than just this as well. There are some excellent programs and opportunities out there for you to find and use. Use a variety of website monitoring tools to help you effectively get the job done. With so much ability to understand what is happening on your website, website monitoring is an effective way to help your business grow.

Zinc important mineral that has taken the backseat

Zinc is a mineral that is found in almost every cell in the human body, Despite its importance, this mineral is often taken for granted. A lot of people tend to remember zinc when they have a cold or sore throat. These people take zinc supplements and lozenges to treat colds or sore throats. However, these individuals should bear in mind that zinc won't cure these ailments. The mineral, however, will help boost the immune system so the cold won't develop into something more serious. In addition to these health benefits, zinc is found in many food groups and is important for nourishing the skin, boosting the functions of the reproductive system.

Being a naturally occurring element, zinc is found in food such as oysters (one of the highest source of zinc), liver, chicken, turkey, dairy products, and many more. This mineral a significant element in today's diet. However, too little or too high levels of zinc can be harmful. Zinc deficiency can lead to impairment of taste, poor immune system, and skin problems. Other symptoms may include diarrhea, hair loss, fatigue, slowed wound healing, infertility, and decreased growth in infants. High levels of zinc, on the other hand, may cause cramps, anemia, changes in cholesterol levels, loss of libido, impotence, and dizziness. The right levels of zinc may improve brain function and hasten the healing of wounds.

Other benefits of zinc may include:

•

• It functions as an antioxidant and is involved in carbohydrate metabolism and protein synthesis;

• It is important in the regulation of cell growth, energy metabolism, and regulation of gene transcription ; and

• May help protect the prostate from cancer.

•

The recommended daily allowance (RDA) of zinc in individuals is 15 milligrams a day, but recent medical studies show that people can take as much as 40 milligrams a day. Taking zinc supplement is important because medical studies show that this mineral is not stored in the body and people need to take the minimum dose every day. Men need more zinc than women because the male semen contains about 100 times more zinc than what is found in the blood. The more sexually active a man is, the more zinc he will require. The Recommended Daily Allowance (RDA) for adults is 1/3 higher than that of women. Recent health reports show that zinc is essential to helping couples address infertility. Zinc dosages of 50 mg a day may result in an increase in semen production and improve fertility. This supplementation is beneficial in conception by affecting the hormone levels in the body.

Despite the importance of zinc, individuals who want to include zinc in their food regimens should seek the advice of doctors and other health professionals before taking zinc supplements. Zinc supplements may help balance the supply of zinc and other important minerals that body may lack. It is important to take the right amounts of supplements and combine them with nutritious diets and exercise. A healthy lifestyle should always be the foundation of good health. Remember to read labels of multivitamins and supplements before taking them. It is important to know the ingredients and quality of medications one is taking. Understanding the benefits of zinc and other vitamins and minerals may lead to improved overall health and happier lives.

Childhood communication problem

There are many children who have problems with their speech from an early age. In this article I am going to write about the speech impediment known as stuttering.

Stuttering normally starts for people in childhood and is often referred to as a childhood stutter. This is often a very worrying time for parents and the child and it is difficult to know where to look for help. There are many different views and advice given to the parents. Some people advise to ignore the problem as it is likely to go away of its own accord in the future and that to over highlight the situation can do more damage than good. Others suggest an early course of speech therapy.

Stuttering comes in many forms. Family and friends may not even be aware that a person they know has a stuttering problem. The person who has the stutter may be a closet stutterer who is very good at hiding it. They do this by avoiding certain words or by finding alternative words. This takes a lot of effort though and it comes as more of a shock to people when the person does actually stutter.

Not all people who stutter are able to do this however and have what is seen as a more severe stutter.

A stutter would normally occur more when a person is:

under pressure

very tired

meeting new people

speaking in an uncomfortable situation

asking questions, for example asking for directions

introducing people

Stuttering therapy:

People who have a stutter have different options when seeking help. Most people would first try a speech therapist or speech pathologist. Alternatively they can attend a speech course which can be in a group or on a one to one basis.

I personally prefer and advise one to one stutter courses as I believe every person who has a stutter is an individual and has their own individual type stutter.

Components of an effective pre-shot routine

Developing consistency isn’t easy. It’s especially difficult for golfers whose practice time is limited by their work and/or their families. But there are some things that these golfers can do to help themselves develop consistency, even when they’re unable to get to a range or are on the road traveling. One is practicing their pre-shot routine — something my golf tips often discuss.

Unfortunately, many golfers don’t have a pre-shot routine. If they do have a routine, they don’t always use it. And when they use it, it’s disorganized. Their method of ball alignment is haphazard; they spend too much time over the ball; and/or they line up off-target, among other things. If they’re interrupted, they look up to see what caused the noise—then hit away, as if nothing happened.

Using a pre-shot routine is helpful, whether on the tee or in the fairway. It encourages consistency, guarantees correct alignment, and helps you make the transition to the right frame of mind. It also helps you focus on the job at hand, which my golf tips constantly advocate. In short, a good pre-shot routine prepares you both physically and mentally for a shot.

My golf lessons review the individual components of a good routine. Of course, everyone’s routine will differ to a degree, but most will be pretty consistent in terms of their key components. If you’re striving for a lower golf handicap, work these components into your routine.

Here’s what I recommend…

Components of a Pre-shot Routine

• Stand behind ball/visualize shot

• Position yourself parallel to target line

• Place clubhead behind the ball, square to target

• Look at target/visualize shot

• Relax arms/waggle club

• Look at target again, sense shot, exhale

• Pull trigger and swing

First, stand a few yards behind the ball facing the target. While behind the ball, pick out a target, and picture the shot, a technique we often emphasize in my golf instruction sessions. Also, visualize the ball’s flight.

Next, walk to the ball. Position yourself approximately parallel to the target line with your feet close together.

Next, place the clubhead behind the ball so that it looks squarely at the target. Adjust your body so that it is parallel to target line. Move your back foot back, then your front foot forward until you’re in a comfortable but stable stance. This sequence eliminates the need to worry about where the ball is positioned. It will be in the correct position every time.

Once you’re set up, look at the target. Visualize the shot once more. Gently shuffle your feet, then waggle the club a few times. Constant movement primes you for the swing, as our golf lessons teach.

Then, relax your arms and your hands. Waggle the club a few times more.

Next, take another look at the target. Exhale. Sense the shot.

And finally, pull the trigger. Swing smoothly and easily.

That’s it. Use this routine as a guide to developing your own or adapt it as you see fit. Work on the routine until you have something you’re comfortable with, then use it. If you watch professional golfers you’ll see that they all have a slightly different pre-shot routine; but they all have one and they all use it time and time again.

Sergio Garcia used to waggle the club countless times before he pulled the trigger. He no longer does that. Now, he waggles the club a couple of times, then pulls the trigger. He uses the routine every time he hits a ball from the tee or the fairway. Other players have their own pre-shot routines, with their own idiosyncrasies. But they do the same thing again and again—every time they hit.

There’s, nothing mysterious about a good pre-shout routine. In fact, it’s rather simple. Each component is designed to help you with the mechanical or the mental phase of the swing. And some of these components can be modified to suit your needs, so you have your own version.

What’s critical, though, is that you use the same routine every time you take a shot. Repetition develops consistency, and consistency lowers golf handicaps. If something interrupts your shot, step away from the ball and start the routine all over again. Doing so assures you that you are focused squarely on hitting the ball.

Repeat this routine on the course or at home, with and without a ball. Practice it until it becomes instinctive. If you make adjustments, practice the new routine until the adjustment becomes instinctive. Use the routine every time you take a swing—even when taking golf lessons.

Next time you can’t get to the range or you’re on the road, work on your pre-shot routine. Then use it when you’re on the course. You might be surprised just how much a good pre-shot routine helps your golf handicap.

Indiana real estate racing amateur sports and college football

Indiana is the home to a proud tradition of racing with the Indianapolis Motor Speedway. Indiana real estate prices are very reasonable, particularly for first time homebuyers.

Indiana

Considered a crossroads state, Indiana is hub of activity for the upper Midwest United States. Good coming from the Great Lakes intersect with agricultural products heading from the heart of the country. Basketball permeates the state at all levels with movies such as “Hoosiers” being based on true stories in the state.

A state of rolling hills, Indiana is undeniable an auto racing state. The Indianapolis 500 is a traditional memorial day event followed around the country on television and drawing a small city worth of people to the track. You’ll also find tracks throughout the state catering to less glamour events on weekends, but ones that are just as fun.

Indianapolis

The dominant city in the state, Indianapolis suffered for years from a reputation as boring place. While potentially true in the past, the city has moved forward with new developments in sports and culture that have made the city anything but boring. Museums litter the city, giving art lovers much to explore and do.

When it comes to sports, Indianapolis has developed a strong presence with two professional teams, and the development of major amateur sports complexes. The United States Olympic Trials are held in the city and residents can be found playing practically every type of sport throughout the year, even during winter. The White River State Park is a great place to walk, jog and generally get off you couch.

South Bend

Home to the University of Notre Dame, South Bend is a college town with a historic feel. College football rules the day with the Fighting Irish, the College Football Hall of Fame and a classic midwestern atmosphere. A strong Catholic influence is present in this beautiful little city sitting on the shores of the St. Joseph River.

Indiana Real Estate

Indiana real estate is very reasonable and a good place to raise a family with traditional values. A single-family home in either Indianapolis or South Bend will set you back roughly $175,000, a typical figure in the state.

With such low prices, one can’t expect Indiana real estate to appreciate much. In 2005, the appreciation rate was a miserly 4.7 percent, beating only Texas for the lowest rate in the nation.

Cosmetic surgery on the rise in celebrity city

Whether it is the aging populace, or the ever increasing obesity in American Main Street, Los Angeles Plastic Surgery is becoming popular by the day. Rhinoplasty (nose reshaping), liposuction or los angeles tummy tuck customers are clamouring for a sleek and sharp look this new year.

There are many reasons for a potential increase in plastic surgery popularity.

1. With improvement in science and technology, at least in Los Angeles plastic surgery has become common place and low risk. Many women are getting rid of their cellulite and extra fat through liposuction, tummy tuck and butt lifts.

2. Costs have come down with increased competition low cost Los Angeles Cosmetic Surgeons have increased in number.

3. Los Angeles Tummy Tuck or Abdominoplasty has become household names as named celebrities like Britney Spears and Paris Hilton have been rumored to have considered this procedure.

4. Independent women have never been so self confident. They want to squeeze out life, by having children and family while also retaining their sleek look. They want to regain their premarital figure after multiple childbirths. No better way than a Mommy Makeover (aka Plastic Surgery)

5. Gastric Bypass Surgery is becoming commonplace and it aftermath is sagging skin. Liposuction is a great way of stretching it like new again.

So is the future bright for Los Angeles Plastic Surgeons?

Only Time will tell. For now, it sure looks like it.

Choose your mentor step one of how to create and sell your first ebook

How to Create and Sell Your First Ebook (1)

Ten Steps Guide for Newbies

Step One: Choose Your Mentor

You should be able to find several indispensable facts about mentor in the following paragraphs. If there's at least one fact you didn't know before, imagine the difference it might make.

The first choice a newbie has to make is to choose a mentor. Why is that so important? If you want to do something you never made before, it is very logical to follow somebody’s steps in order to complete your project successfully. In this case, the first important step, I suggest to be done, is look around for a mentor. Somebody, who completed his first e-book successfully and sold it successfully.

Today it is very easy to search for everything. Just google it. You can type "writing ebook" and watch for the results. Most of the websites you’ll get on your screen will give you an option to subscribe for a free e-course.

Subscribe for 3-4 of them and compile the information. You’ll find a lot of free e-books on the subject, too. Read the e-mails and the e-books and make a choice, who do you want to follow.

There should be at least one mentor, you are going to like and respect. That could be something in his style, strong logic or profound knowledge. Whatever that is, you just follow your inner voice and make the choice.

Once you make your choice, follow your mentor. Study his/her system completely. Buy his or her product and follow it, step by step. This is not an easy path, especially in the beginning.

Sometimes the most important aspects are not immediately obvious. Keep reading to get the complete picture.

By choosing one mentor and stick to him/her, you are solving one of the most serious problem today – information overwhelming. Most of the newbies are completely shocked from the amount of the information available on every topic they choose and that lead to so called paralysis. So, be tough and make your decision as soon as possible, in order to overcome that sickness quickly.

You may find later on, as your progress on your business, many other mentors, and they might be much better than your first one, but that doesn’t matter for the moment. Your first ebook has to be finished and you need to follow advices, coming from one respected source and that's it.

Otherwise you’ll find that you are constantly looking for new info and days are going without the single real work done. Give your self enough time for the research on mentor and put a deadline for making your choice.

That shouldn’t take you more than 7-10 days.

Concentrate on the task. Apply diligent efforts to study available information on writing and publishing ebook and then make a decision and stick to it until the end of the project.

Here is the place to reveal who my mentor is. I choose to follow the advices of Brian Campbell. He is self-made millionaire, who built his empire from scratch. He offers a complete Internet Profit Mentor Program for newbies, absolutely free. In this program he teaches stuff for which the other gurus are charging hundreds and thousand of dollars.

There is a wonderful forum, where you can find professional answer on many of your questions, too.

Look for the next Step Two: Why an Ebook?

Teo Gee

Boxing gloves

Do an online search of boxing gloves, and you’ll get more results returned than you know what to do with! First of all, you need to determine the purpose of your gloves. Are they for full contact boxing? Martial arts sparring? Training? Bag work? Aerobic kick boxing? Establish which kind of fighting you plan on participating in first. Then look at the various styles, sizes and weights.

First, go to any sporting goods store or eBay and pick up a stock pair of gloves. But will they protect you and will they help you to become a better fighter? Or are they basically worthless? Many fighters will tell you that leather gloves are the best. They may cost a little more (likely), but you will get a quality pair that will provide better support and will last longer. Note: For the purpose of this discussion we will assume you’re not a fitness class or hobbyist boxer.

You truly will get what you pay for. But that’s ok in some cases. If you’re not in the Golden Gloves, or plan on being a contestant on The Contender, then you may not need $400 gloves. But if you spend $15 on a pair, don’t expect to be the next Oscar De la Hoya. If you’re serious about the sport, and aren’t just trying it out to see if you like it, or even just periodically hitting the bag as a hobby, then invest in a good pair of gloves.

The weight of the glove is also important. You will be able to find weights ranging from 10 to 20 ounces. In most professional boxing matches, the fighters usually wear 10 oz gloves. However, for training purposes, most gloves weigh 12 oz, 14 oz, and 16 oz. The heavier the glove, the more protection it offers. For beginners, 14 oz and 16 oz gloves are recommended. For sparring purposes, 16 oz boxing gloves are standard.

Get the right size. Most gloves are sized small, medium and large sizes. On average, men will wear large, women will wear medium and youth will wear small. Of course this will vary if one has exceptionally large or small mitts. Some manufacturers also vary slightly, but for the most part the sizing is fairly standardized.

Another factor to consider is the closure on the glove; do you prefer Velcro or laces? The classic style boxing gloves that you always see in prize fights are tied on with laces. Just like lacing up your shoes, laces provide a nice snug fit. It takes two people to get lace up gloves on.

The advantage to buying a pair of boxing gloves with Velcro straps is that you can easily put on the gloves, and remove them yourself. If you have ever tried to lace a pair of gloves when nobody is around, it is almost impossible. For your average person and general training purposes, gloves with Velcro straps are very acceptable.

Buying a decent pair of boxing / sparring gloves isn’t too difficult. It just takes a little more thought that simply making a run to your favorite sporting goods store and picking up a pair that is on sale. Determine which type will suit you best. Now show me some combos!

we recommend you to visit this site for good price rizcorp. biz

Sporting the kia sportage

What is the Kia Sportage, you may ask? The Kia Sportage is a compact sport utility vehicle from the Korean automobile maker. And even though it is from another continent, this vehicle still holds the capacity to bring about functionality and purpose into its very existence as well as to the American way of life.

How has the Kia Sportage been crafted for the American auto market? If you take a closer look at the Kia Sportage, one could see that this vehicle has a very powerful engine that could even beat the engines of those vehicles manufactured by American auto makers. Aside from that, the Kia Sportage has a roomy interior that provides its driver and its passengers optimum comfort as well as special ergonomic help. It also boasts of a simply yet head turning design. That is why for people who drive with Kia Sportage vehicles, they get stares from the people on the streets. If you are thinking about safety, need not worry for this vehicle also comes very well equipped with safety features that includes six air bags. And yes, all these come with a very affordable price.

Made available in three trim levels that comprise of the LX I4, the LX V6, and the EX V6, the Kia Sportage offers a whole range of choices for people with various lifestyles, needs, and uses for a vehicle. The vehicle also comes with a range of exterior color choices that make up of Black Cherry, Champagne, Natural Olive, Royal Jade Green, Satin Silver, Smart Blue, Smokey Brown, Steel Silver, Volcanic Red, and Clear White.

The Kia Sportage holds a wide package of features. The list includes 16 inch alloy wheels, a tinted windshield with sunband, a privacy side glass, black outside door handles, dual power black mirrors, dual power heated body color mirrors, fog lamps, multi reflector head lamps, auto head lamps, roof rails, dark gray metallic bumpers, body colored bumpers, body colored body side cladding, black rear garnish, mudguards, a rear spoilers, a black shifter plate, key color interior door handles, chrome interior door handles, a black center fascia, a leather wrapped steering wheel, floor mats, and an air filtration system just to name a few.

Reverse the aging process - anabolic catabolic index

:
Don't experience the catastrophe of catabolism!
Have you ever been shocked by learning the real age of someone who looked much younger...or older...than their chronological age?

Science has now shown that some individuals shift from an anabolic
(high-energy/repair and rebuild) metabolism to a catabolic (low-energy/cellular breakdown) metabolism at a much slower rate than others.

Your brain is like a computer that continuously calculates the age of your body. The brain gets its information from the hormones DHEA, whThe Anabolic/Catabolic Index (ACI) was developed by Univera Pharmaceuticals, Inc. to clarify and quantify aspects of the metabolic method of aging. ich is produced by the adrenal gland and from growth hormone (GH), which is produced by the pituitary gland). Optimal levels of these hormones signal that your body is more youthful and vital. In response to these positive messages (longevity signals), the brain increases anabolic activity throughout the body.

What does anabolic activity achieve?

More lean muscle

Less fat

Increased stamina and vitality

Enhanced immunity

Improved sexual vitality

The Anabolic/Catabolic Index (ACI) was developed by Univera Pharmaceuticals, Inc. to clarify and quantify aspects of the metabolic method of aging. The test measures anabolic biomarkers that appear in the urine as a result of rebuild, repair and restore activity in the body. Levels of these compounds (17-Ketosteroid Sulfates or 17-KS-S) closely parallel recovery from illness, injury and stress.

The relationship between repair (anabolic) and destructive (catabolic) activity of tissues, cells and molecules determines the rate of aging. Research has proven that reliable and proven interventions can help restore anabolic metabolism.

With it's multiple beneficial effects upon the body, a chi machine is the optimal tool for enhancing anabolic metabolism. A diet which promotes antioxidant and alkaline nutrients can help to increase this activity. Certain supplements, such as Vitamineral Green, can further enhance this effect as does exercise, such as Body Rolling or yoga.

Remember, you have the power to stay healthy, happy and vital!

Home made gourmet chocolates

A few weeks ago I thought it would be a good idea to make some gourmet food for a party I was going to arrange. Well I put on my chefs hat and finished up making some truffles, and wow, my friends thought they were fantastic and actually thought that they were gourmet chocolates that I had bought from a quality gourmet food store.

I would like to point out that making gourmet chocolates for yourself is difficult and will take a lot of time, however to be positive it does give you the opportunity to try out some recipes that you probably could not get from the local store.

The key to making amazing gourmet chocolates:

Choosing and buying the ingredients of your gourmet chocolates is part of the fun. To start with I melted excellent quality dark chocolate over a double boiler. Secondly I rolled some small balls from marzipan and covered them with chocolate. Finally I rolled the chocolate covered marzipan in ground almonds, I also rolled chocolate covered peanut butter in more chocolate and then gave them a covering of ground peanuts.

Making Gourmet chocolates opens up your creative juices, and so when making your own gourmet chocolates, you can create many different variations like, chocolate covered candied ginger, chocolate covered citrus peels; even chocolate covered chili peppers, wow.

Sharpen your sculpting talents when making gourmet chocolates:

A popular TV chef had a recipe for a honey chocolate cake, which inspired me to make a honey marzipan truffle. Start by melting some very good quality chocolate over the double boiler, and add a little honey, this will create a nice glaze. Now get the marzipan and with a paring knife carve some simple shapes like flowers, bunnies or hearts then dip the shaped marzipan carefully into the chocolate and let the chocolate set on the marzipan. Then dust them with confectioner's sugar. The glaze will be a little sticky, so the sugar will stick. This will make a great gift for all occasions, and is an especially good idea for gourmet chocolates, because you can make the marzipan into any shape to suit the occasion, and finish off by dusting them with the confectioner's sugar.

A Fantastic gift for someone you care about:

It's difficult to find someone who doesn't like chocolate, so as gifts they are an excellent choice to show someone you care. By making gourmet chocolates yourself, you can take your time, and make them look great for that special person in your life. Food and wine followed by some gourmet chocolates will definitely score you some brownie points.

Gourmet chocolates are normally made by master chocolate makers, there's no pressure here, but be sure you don't make something thats looks terrible and boring, because this will defeat the object of making them yourself. If the chocolates you create are lumpy, uneven or mis-shaped people will not think much of them. You need to be sure the quality is fantastic when offering your friends some of your gourmet chocolates.

Straight-forward advice on marriage that works

Let’s face it; if you’re looking for advice on marriage, you could spend DAYS researching on the internet without even scratching the surface of all the marriage advice that’s out there.

But the sad fact is, that’s what most people in your situation do…they RESEARCH…but never ACT on the concepts and ideas they learn about because they come up with “excuses” for why THEIR situation is DIFFERENT.

Well let me tell you….your situation is NOT different. And as EXTREME as MY marriage was…my “situation” was NOT different either…

So why am I qualified to give YOU advice on marriage? Because I managed to save my marriage…on my own…after 27 years of fighting, car chases and battles over her way vs. my way.

Our marriage was as bad as it gets.

You see, I married my COMPLETE OPPOSITE. In fact, you’d think we were from different planets if you compared our habits, values, priorities and temperaments… and that’s before you take into account our male/female differences….which brings me to one of the best pieces of advice on marriage that I can give you…

1. LEARN THE “5 LOVE LANGUAGES”

When I discovered this critical bit of advice on marriage, it really opened my eyes as to EXACTLY what made my wife happy. Often times we wish our spouse would treat us a certain way, but we never actually tell them what it is that we want them to do!

Gary Chapman, author of the book, The Five Live Languages, makes it easy for you to communicate what you need from your spouse to feel loved…and what they need from you!

When I found out what made my wife feel loved…I was SHOCKED!

She wanted “acts of service” of all things! I thought that since I liked “words of affirmation”…that she would too!

I hated doing “acts of service” (a. k.a. chores around the house, gardening and repairs) and that’s exactly why I wasn’t meeting her needs! I didn’t realize what I was doing wrong until I read this book.

…which reminds me…here’s another great piece of advice on marriage you need to keep in mind...

Many couples make the BIG mistake of treating their spouse the way they WISH their spouse would treat THEM!

In other words, smothering your spouse in hugs and kisses isn’t going to make him/her want to hug/kiss YOU more if what they actually need from YOU is “acts of service” like taking out the trash or cleaning the house!

If you want to improve your marriage and have your spouse meet your needs, by meeting theirs FIRST, I highly recommend this book. You can find it at: stopyourdivorcein4weeks. com/gary. html

Now I’ve never seen anyone talk about this last piece of advice on marriage, so pay close attention…

2. YOU CAN’T IMPROVE YOUR MARRIAGE UNLESS YOU FEEL LIKE IT FIRST

Many people search for the recipe for a happy marriage, in a quest for a simple LIST of things they can go do and then simply “check the items off of their list.”

But unfortunately, that’s not how REAL married life works. I could give you a long list of advice on marriage that would improve your relationship, but that list won’t do you any good. If you’re like most married couples, you won’t act on ANY advice on marriage… until you first feel like doing it FIRST.

Telling you to “go do something” to improve your marriage is NOT going to make a difference in your relationship when you resent your spouse and feel SO negative that you can’t even bring yourself to do it!

The key is actually FEELING LIKE doing something positive for your marriage…and THEN doing it.

Believe me; it’s MUCH easier to do something nice for your spouse when you’re feeling optimistic about your marriage…than it is to “force” yourself to be the first one to take a step towards a better marriage.

Now I know what you’re thinking. “How do I get to the point where I FEEL LIKE doing something to improve my marriage? I’m so frustrated with my spouse right now!”

Well, I’m glad you asked. I offer a FREE mini-course on “How to Overcome Your Negative feelings…the Moment they Appear.” If you’re at all interested, keep reading so you can get started on the mini-course right away…

What men and women want

Is there truth behind the mystique of Casanova and other Don Juans? How were they able to perfect their “ways with women”? For centuries, men have believed that there is some sort of secret, an unknown art to getting women to be interested in a relationship with you. Still, most men simply dismissed that story as being nothing more than just a myth. At best, it was a closely-guarded secret, known only to a select few men in the world. At worst, it was equated to exceedingly generous amounts of money or good looks that went beyond the conventional. However, leave it to science to find evidence that points to neither option, yet still somehow manage to make the answer rather unattainable. To simplify a whole load of scientific jargon, seduction and the “relationship” apparently come down to little more than psychology and biochemistry.

Okay, the above statement might be a bit of an over-simplification. The first part of the equation is a risky and untested branch known as psycholinguistics. Writers, particularly people who write speeches and other works of that sort, have to be aware that certain words have certain effects in certain cultures. To use those words in the right context, tone, and time can sometimes be critical in getting one's point or message across.

The relationship between psycholinguistics, a prospective partner's view of your sexual health and attractiveness, and seduction is rather simple. In theory, by using the right words to trigger the right subconscious switches in a man or woman's brain, you can supposedly make them more susceptible to your ideas. Basically, this is just science meddling in the age-old adage “tell them what they want to hear,” except with a lot more jargon to make it seem like a modern concept.

Another aspect that psychology can be used in the seduction game is through the use of emotions and the psychoactive effects they possess. Certain emotions produce certain chemicals in the mind, often in highly specific quantities. These compounds have effects on the brain that affect more than just a person's emotional stability and mood. Most people have something that can be described as their “favorite emotion.” This is rarely a matter of conscious preference, despite the fact that the brain reacts quite favorably towards people or things that are perceived as sources of that emotion.

In theory, being able to make the target's brain experience intense levels of that emotion is a sure-fire way to get someone – anyone, some say – to fall in love with you. The difficulty here, however, is just how to determine what the “favorite emotion” is. As previously stated, the relationship between external appearances and the “favorite” can often be difficult to pinpoint. The brain might favor the emotional mix internally, but the person's conscious personality could avoid it like the plague.

But of course, having the tricks on psycho-linguistics up you sleeve does not guarantee that a man's relationship with a woman would be a match made in heaven.

What is personal development coaching

Personal development coaching is not a new concept. However, it is one that is emerging as a popular option in the world of business today. There are many people utilizing the services of life coaches and professional business coaches. They do this for many reasons. Take a look below to understand more about personal development coaching and what it is.

Who Uses Personal Development Coaching

There are many people utilizing business coaching services today. In each industry there is a need for stronger leaders, more productivity, and better communication. There are multiple components that make a business thrive and be successful. Major companies often employ personal development coaches to help their management teams learn how to be the best leaders. If a management team is full of great leaders, they usually have great teams beneath them, which creates a positive domino effect throughout the company.

In addition to large companies, small business owners also use the resources available from personal development coaching. Perhaps they want to take their ideas and create something huge with them. Personal coaching can give them the skills and confidence they need to make their dreams come true.

Personal Development Coaches work with you on:

1) relationships

2) communication

3) time management

4) motivation

5) productivity

6) leadership issues

7) life coaching

8) any other area in life

Depending on the size of the business, many personal development coaches will conduct large meetings for companies. You may even find an open meeting in your city that you can attend. These meetings allow the coach to reach a larger group of people at one time. You can not only gain useful information at these meetings, but also gain contacts by communicating with those around you.

With one on one coaching, you can gain a lot more personal attention. You can focus with your coach on your goals and together you can create a plan of action. Your coach might give you homework and specific small tasks to accomplish. These things will help you to gain the skills you need to be successful. It helps you become a great leader, while being fair and just. Therefore, the positive energy you put off in life will come back to you, ten-fold.

Whether you want to be more successful in personal relationships, in business, or in life in general, a personal development coach can help you to reach your goals. Most people find the process fun and exciting. In fact, they think it is interesting to work toward their dream, with the help of an expert.

Our address is 940 chinoe rd. Lexington, Ky. 40502

Are hemorrhoids treatable

Hemorrhoids are described as a condition in which an itching or painful mass of dilated veins in swollen anal tissue occurs. Hemorrhoids or piles are the medical terms used for the condition of varicosity or swelling and inflammation of veins in the rectum and anus.

External hemorrhoids and internal hemorrhoids are the two most common types of hemorrhoids.

Hemorrhoids Treatment

Hemorrhoids are very much treatable. They can be treated by natural ways and medical treatment. Severe hemorrhoids can only be treated by surgery.

The following are some tips to get temporary or instant hemorrhoid relief.

• A warm sitz bath using a bidet, extendable showerhead, cold compress, or topical analgesic like Preparation H, can provide temporary hemorrhoid relief.

• A sufferer should keep the area clean and dry using hemorrhoids creams or suppositories.

Hemorrhoids Treatment through Natural Ways

The following are some natural ways of hemorrhoids treatment:

• Controlling constipation and diarrhea.

• Drinking large amounts of water and eating fiber-rich bulking agents such as plantain and psyllium to help create a soft stool that is easy to pass to lessen the irritation of existing hemorrhoids.

• Taking herbs and dietary supplements such as butcher's broom, horse chestnut, bromelain, and Japanese pagoda tree extracts to strengthen rectal vein walls. Recent studies have supported natural botanicals such as Butchers Broom, Horse Chestnut, and bioflavonoids as an effective hemorrhoid treatment.

• Topical application of natural astringents and soothing agents, such as Witch Hazel (astringent), Cranesbill and Aloe Vera.

• Reducing rectal pressure and improving postures; using the squatting position for bowel movements.

Medical Hemorrhoid Treatments

Chronic or severe cases require medical hemorrhoids treatments. The following are some standard medical hemorrhoids treatments.

• Hemorrhoidolysis/Galvanic Electrotherapy is a painless and highly effective hemorrhoids treatment. It includes the desiccation of the hemorrhoid by electrical current.

• Dilation is the treatment comprising of stretching of the anal sphincter muscle, but has side effects.

• In Rubber band ligation therapy, elastic bands are applied onto an internal hemorrhoid to cut off its blood supply. Within several weeks, the withered hemorrhoid is sloughed off during normal bowel movement.

• In Sclerotherapy or injection therapy, sclerosant or hardening agent is injected into hemorrhoids. It causes the vein walls to collapse and the hemorrhoids to shrivel up.

• In Cryosurgery treatment, a frozen tip of a cryoprobe is used to destroy hemorrhoidal tissues.

• In Laser, infared or BICAP coagulation treatment, laser, infrared beam, or electricity is used to cauterize the affected tissues.

• Hemorrhoidectomy is a surgical procedure to excise and remove hemorrhoids.

Surgery is the only treatment option for very severe cases, like prolapsed, thrombosed, or strangulated hemorrhoids.

Gifts with no thought are worthless

I was rummaging through a bunch of quotes all at the same time when this brilliant thought came to me that there are good ideas inside of ideas that we often miss for one reason or another. It might be we are focused only on one thing and we can’t see the others or, more bothersome than that we might be oblivious to ideas altogether, because of selfishness which I hope is not your plight. “What a fantastic idea”, I thought to myself as I began experimenting with my new notion. “This makes for a great economy of ideas since we never have to go too far without finding another closely linked great idea”. When you are in the business of writing compositions everyday, than economy of ides are useful as they lead us to a “goldmine” of ideas which I am always in need of for my own given type of writing.

For example I though about Helen Keller’s quote for today, “Ideas without action are worthless.” From that my mind was instantly transported to anther time and place and idea that was expressed by another famous person Paul of Tarsus the persecutor of Roman Christians who changed his life and became one himself who later said, “Faith without works is dead”. Another idea that swiftly came and went was the saying, “Don’t worry about what to give, it is the thought that counts.”

Now there I was stuck with these three ideas all separate in origin but all springing from the same source. After long and hard thought on these three ideas I saw them as separate subjects and useful for separate editorials; but my mind kept whispering no, there is a central theme here that should not be missed, and one useful for the holidays that are now upon us. It is buried in the idea that: “it is the thought that counts, and not what we give” if anything at all. If this is true than how is it simultaneously true that “ideas without action are worthless?” I came to the conclusion that the proverbial inherited idea that “it’s the thought that counts” is simply untrue. It has been accepted as a traditional excuse for probably hundreds of years but in the heart of hearts if “it’s the thought that always counts” than it is a thought that is measured by what we give indeed that counts. Because it does matter to us what we are given. Don’t say it doesn’t matter because you know it does. You may not want to say so but it does.

I don’t mean that we as receivers should be ungrateful at the thing that was given us by let’s say a poor person, but what I am saying is more thought should have been taken before we gave a gift to someone in the first place. When a gift is truly from the heart it is known for sure, it is well done because there is certain significance and a statement is made with the gift we give.

The gift does not need to be “much” in a monetary sense, but it needs to mean something to the receiver. For example, I might have shared a romantic moment with q girl under an apple tree. An apple may have been picked, or initials carved in the apple tree, and thus the apple was chosen as a gift. To the receiver that simple token meant everything in the world once it was received, but in a monetary sense it was pennies and may have seemed unimpressive to some onlookers. The expression of this given gift goes far deeper into the heart than any magnificent other gift might do.

This illustrates so immensely the idea that this is what is meant by “It’s the thought that counts”. I have seen many give token gifts to others that had no special meaning and the gift goes un-noticed and un-appreciated and put in the pile of others gifts given on that child’s birthday or Christmas. You have seen it too. This season make it a point to give something if you can. It does not need to be a lot. In fact if you can’t afford it and you are going into debt to buy it than that is wrong in a lot of other ways which we can discuss in our debtors column.

This Christmas buy what you can afford. Get a gift that has a lot of thought put into it. It does not need to cost you much. Your action speaks louder than words when you give a gift from the heart. Your faith with these kinds of works are not dead. Your actions, because they come from great ideas are worth much more than money can buy.

Birth control 101

We now live in a world where sex is as normal as going out to the movies. Even teenagers as young as fifteen years old are aware of the concept of premarital sex. And chances are, a lot of adolescents aged 15 to 19 are already sexually active. It is because we take sex so lightly that the rate of accidental pregnancies are going higher and higher up the charts.

While we’re on the subject of being permissive enough to ignore teenage sex, think about this: Do these teenagers know what contraceptives are? Do they know which ones to use and how to properly use it? This article will help children understand birth control more.

What is contraception and how does birth control work?

Birth control is a set of actions, devices, medications used for the sole purpose of preventing conception or pregnancy. It works in three ways:

1. It prevents the monthly release of an egg cell (ovum) from the ovaries during menstruation.

2. It thickens the cervical mucus lining so that sperm cells would not be able to swim and join with an ovum.

3. It changes lining of the uterus to make implantation of a fertilized egg difficult.

What are the different birth control types available?

There are natural methods of birth control. These do not require the aid of any device of medication. The natural method of contraception includes:

1. Abstinence. This requires a person to totally abstain from engaging in sexual activities of any form.

2. Withdrawal. This requires the man to pull his penis out of his partner’s vagina before he reaches his climax and ejaculates.

3. Sexual outercourse. It allows sexual gratification by means of non-penetrative sex. It may be in the form of oral sex or masturbation.

4. Fertility awareness. This method allows for couples to determine a woman’s safe and unsafe periods by means of careful recording of the woman’s basal body temperature, her first and last day of menstruation, and the consistency of her vaginal mucus secretions.

The barrier method of contraception includes:

1. Male condom. It is a latex or polyurethane rubber cylinder worn on the man’s penis to block sperm from going into the partner’s body.

2. Female condom. It is a thin sheath or pouch worn to line the vagina to collect sperm ejaculated by a man during sex.

3. Cervical cap. It is a barrier made out of either latex or silicone which is placed over the cervix to prevent sperm from entering the female reproductive tract.

4. Diaphragm. It works much like the cervical cap.

The hormonal birth control method includes:

1. Oral contraceptive pills. These are pills that contain synthetic versions of the female hormones estrogen and progesterone which aim to normalize a woman’s hormone level to prevent ovulation.

2. Injectables. It is a progestin-only solution that is injected to prevent ovulation for three months.

3. Hormonal patches. It is a thin, 2in by 2 in patch that slowly releases hormones into the body within the span of a week before it is replaced.

4. Birth control implants. It is a thin flexible plastic rod to be inserted under the skin of the upper arm of the woman to slowly release synthetic hormones into the body within the span of a year before it is replaced.

The intra-uterine device (IUD) is a T-shaped rod placed inside the uterus to created a localized inflammation so that the bodies auto-immune system will create white blood cells to repair the infection and in turn kill sperm cells that get within the vicinity of the inflammation.

Choosing the best birth control method to use is a serious matter. Consult your doctor to know more about the different risks and benefits of these contraceptive methods before picking one to use.